The high cost of healthcare and consequential evolution of insurance plans with high deductibles have created an improved market for voluntary products. Employers are eager to provide a more comprehensive and competitive benefits package that fills the gaps created by the risk-sharing approach of high-deductible programs. Additionally, commissions generated by voluntary can be used to… Read More


(Bloomberg) – Amazon.com Inc. is casting a long shadow over the healthcare industry. The prospect of the giant Internet retailer entering the business is beginning to cause far-reaching reverberations for a range of companies, roiling the shares of drugstore chains, drug distributors and pharmacy-benefit managers, and potentially precipitating one of the biggest corporate merger deals… Read More


CVS’s reported bid for Aetna would give the drugstore chain a strong position in the pharmacy benefits management market. It would also add to a series of moves CVS has been making in pharma, healthcare and health analytics. In many respects, the deal with Aetna makes sense. CVS has expanded dramatically beyond its retail pharmacy roots since… Read More


Sources say CVS Health has proposed to buy Aetna for more than $200 a share, or $66 billion Pedestrians walk past a CVS store in Chicago. PHOTO: CHRISTOPHER DILTS/BLOOMBERG NEWS   CVS Health Corp. is in talks to buy Aetna Inc. for more than $66 billion as the drugstore giant scrambles to fortify itself against… Read More


When it comes to learning about life insurance, most Americans are self-educated or gain knowledge through referrals, according to a series of new studies from Lincoln Financial Group. Only 9% receive information from a financial planner and 13% through an employer, whereas 31% do their own research and 22% consult with family members. The research… Read More


DIRECTIVE IS EXPECTED TO EXPAND THE SALE OF LESS-EXPENSIVE PLANS WITH FEWER BENEFITS President Donald J. Trump with Vice President Mike Pence after the House approved a bill to repeal most of the Affordable Care Act in May. PHOTO: JIM LO SCALZO/EUROPEAN PRESSPHOTO AGENCY President Donald Trump is planning to sign an executive order Thursday to initiate… Read More


Amazon has a long-standing interest in prescription drugs, an industry with multiple middlemen, long supply chains, and opaque pricing. (Photo: Shutterstock) Amazon.com Inc. is almost certain to enter the business of selling prescription drugs by 2019, said two analysts at Leerink Partners, posing a direct threat to the U.S.’s biggest brick-and-mortar drugstore chains. “It’s a matter of when,… Read More


Patients in high deductible health plans (HDHPs) are skipping preventive care services, according to NPR affiliate WBAA, citing a study by the Fairbanks School of Public Health in Indianapolis. Researchers in the study think plan participants may not know that HDHPs cover preventive care, so they skip annual visits to their primary care physician or put off cancer screenings… Read More


Companies including Equifax, Target and JP Morgan Chase have been susceptible to large-scale data hacks in the past few years, which has a number of other employers concerned if they are the next target. Epstein Becker Green attorneys Robert Hudock, a member in the Health Care and Life Sciences practice in Washington, D.C., and Brian… Read More


Picture a bevy of meaningful employee benefit offerings that largely fall under the financial-wellbeing umbrella and a sunny forecast may be in store for 2018, predict several industry leaders and practitioners. The need for a more holistic view of financial security in the workplace is so critical that the industry’s premier benefits researcher, which was… Read More