Group Benefits

BenEx designs Employee Benefit Plans and services Group Insurance Products for businesses with two or more employees.  We do not work for an insurance company; we work for you!  We serve as your agent/broker – your advocate – when dealing with the insurance companies.  Our agency searches over 30 insurance companies and employee benefit vendors to find the best insurance plan for your business.

Services Include:

  • A complete analysis of your Employee Benefit needs.
  • Design a comprehensive Employee Benefit Program for your company, or work on one specific plan.
  • Submit the bid specifications to the insurance market for quotes.
  • Negotiate details with the selected carrier/vendor, looking for ways to save you money and reduce your risk.
  • Provide you a variety of proposals.
  • Conduct meetings with your employees to communicate, educate, and enroll your employees in the program(s).
  • Provide responsive service to you and your employees throughout the year.
  • Keep you informed of new legislation and new products that affect Employee Benefit Plans.
  • Review each program for rate competitiveness and your overall satisfaction at annual renewal.
SPECIALTY SERVICES:

  • Compliance Assistance
  • Health Savings Account
  • Self-funding/Reinsurance
  • Cafeteria Plans
  • TPA Services
  • Business Travel Accident
  • Flexible Spending Accounts
  • COBRA Administration
  • Employee Assistance Programs
  • Wellness Programs
PRODUCTS  INCLUDE:

  • Medical (PPO, HMO)
  • HSA / HRA
  • Life and AD&D
  • Long and Short Term Disability
  • Dental
  • Vision
  • Voluntary Products (cancer, disability, life, etc)

Why Should I Use An Insurance Agent/Broker?

Some people purchase direct from an insurance company and some go through a broker. A broker does not cost you more money – you never write a check to us – because we get paid directly from the insurance company. Our commissions are built into the premium whether you buy directly from the insurance company or purchase through a broker. A broker helps you through the complex maze of selecting the right insurance plan and network to fit your needs and budget. And, most importantly, a broker is your advocate; if you have a problem, we will correct the error on your behalf.  We make sure the insurance company pays according to the policy sold. So the real question is why NOT a Broker?

Request A Quote

Obtaining quotes for group products can be complex and time consuming if not done properly. To do the best job possible, we like to start with a meeting to have a strategic discussion and gather the information we need to start the quoting process. We will be happy to come to your office, give us a call at (918) 369-5900 or toll free (888) 446-5190, or email us at contact@benex.org to set up an appointment time.