Group Benefits BenEx designs Employee Benefit Plans and services Group Insurance Products for businesses with two or more employees. We do not work for an insurance company; we work for you! We serve as your agent/broker – your advocate – when dealing with the insurance companies. Our agency searches over 30 insurance companies and employee benefit vendors to find the best insurance plan for your business. Services Include: A complete analysis of your Employee Benefit needs. Design a comprehensive Employee Benefit Program for your company, or work on one specific plan. Submit the bid specifications to the insurance market for quotes. Negotiate details with the selected carrier/vendor, looking for ways to save you money and reduce your risk. Provide you a variety of proposals. Conduct meetings with your employees to communicate, educate, and enroll your employees in the program(s). Provide responsive service to you and your employees throughout the year. Keep you informed of new legislation and new products that affect Employee Benefit Plans. Review each program for rate competitiveness and your overall satisfaction at annual renewal. SPECIALTY SERVICES: Compliance Assistance Health Savings Account Self-funding/Reinsurance Cafeteria Plans TPA Services Business Travel Accident Flexible Spending Accounts COBRA Administration Employee Assistance Programs Wellness Programs PRODUCTS INCLUDE: Medical (PPO, HMO) HSA / HRA Life and AD&D Long and Short Term Disability Dental Vision Voluntary Products (cancer, disability, life, etc) Why Should I Use An Insurance Agent/Broker? Some people purchase direct from an insurance company and some go through a broker. A broker does not cost you more money – you never write a check to us – because we get paid directly from the insurance company. Our commissions are built into the premium whether you buy directly from the insurance company or purchase through a broker. A broker helps you through the complex maze of selecting the right insurance plan and network to fit your needs and budget. And, most importantly, a broker is your advocate; if you have a problem, we will correct the error on your behalf. We make sure the insurance company pays according to the policy sold. So the real question is why NOT a Broker? Request A Quote Obtaining quotes for group products can be complex and time consuming if not done properly. To do the best job possible, we like to start with a meeting to have a strategic discussion and gather the information we need to start the quoting process. We will be happy to come to your office, give us a call at (918) 369-5900 or toll free (888) 446-5190, or email us at firstname.lastname@example.org to set up an appointment time.